Home insurance for your property

• Damage caused by fire or explosion
• Water damage
• Storm, hail or lightning damage
• Natural disasters (floods or earthquakes)
• Damage caused by a collision

• Your liability as a tenant (compulsory insurance in Flanders and Wallonia)
• Damage to fixtures or improvements you made to the home as a tenant, at your own expense
  

Third-party liability for loss or damage to your tenant, if caused via:

• The building, the grounds, any adjacent footpaths, the garage (also if it is located elsewhere or you are renting it) or their contents
• Odd jobs done at the property you rent out
  

• If you go on holiday and your home is insured, we’ll cover your liability for any damage caused to the rented holiday home
• We also insure your luggage in the holiday home you rent or in your hotel room, if your home contents are covered
• Your pets are also insured worldwide wherever you travel

You can extend your cover by adding the following types of insurance:

• Theft insurance
• Garden insurance
• Swimming pool insurance
• Insurance against contamination caused by leaks from your heating oil tank (i.e. soil decontamination insurance)
• Builder's insurance
   

• Loss or deliberate damage
• Damage caused by instability
• Rising groundwater
• Damage to parts of the property where work is being carried out
• Theft of or from a vehicle that is parked at another location

• Typical rental damage caused, for instance, by wall plugs or limescale on sanitary fittings
• Damage caused by pets

At KBC Brussels, we offer comprehensive cover (= all-risk insurance) at a competitive price as standard, ensuring you have very extensive protection for your home at all times.

The scope of the cover is subject to the condition that the damage exceeds 1 250 euros. If your claim is less, you'll be covered only for the insured claim events listed, such as fire, storm, water, vandalism or theft. However, there are a number of exceptions, details of which are provided in the General Conditions.