We've done it. Before the end of the year, we will pay back the last instalment of the loan we received from the government in 2009. It's an important milestone therefore for all those – clients, colleagues and shareholders alike – who continued to support us during the difficult times of the past few years. Our thanks go out to the entire community, which kept its faith in us, and to all our staff who have worked tirelessly throughout those years.

From now on, all our energy and resources will be focused on helping you realise your plans and on protecting your future.

By fulfilling our role in society, we want more than ever to be the reference in bank-insurance.We are closing the chapter of our recent past for good and starting a new one that is dedicated to the future.

On behalf of everyone at KBC: thank you for everything.