Five tips for safer investing

You can learn a lot about investing, and if you’re so inclined you can delve into it in depth to your heart’s content. There are many different types of investments, each with their own characteristics and risks. For instance, you can invest in shares (equities), bonds, investment funds or even particular themes with which you would like to make a difference – renewable energy is one example, though there are many others.

But the great thing is you don't necessarily have to know much about the subject yourself. If that sounds right for you, an investment plan can give you peace of mind, because our experts take care of the complicated work.

There’s no such thing as 100% safe investing. But you can mitigate the risk and the best way to do that is to spread – ‘diversify’ – your investments. By spreading your investments over time, for example, investing 25 euros each month, over the longer term you will always be investing at an average price, as favourable entry points will smooth out any price dips. If you combine this with varying your investments across different kinds of assets, you will not be dependent on the performance of any one company or sector.

With an investment plan, you invest a monthly amount of your choice in investment funds, which means you are always combining diversification and variation. This an ideal option for both adventurous and cautious investors.

Lots of small sums eventually add up to one big sum. If you prefer to play it safe, the following entry formulas allow you to start investing with peace of mind. You then start by investing small amounts, you don't need to be an expert yourself and, also important: you are always in control of your money.