Legal assistance cover under your family insurance
Legal assistance cover is particularly useful if you’re ever involved in an accident or contractual dispute. Depending on the type of add-on cover you choose, you’ll receive legal support and assistance or be reimbursed for your legal expenses and certain other costs. An overview is provided below of the different types of legal assistance cover and the type of protection they offer.
Included
Personal legal assistance
- Provided as standard when you take out your family insurance online with KBC Brussels
- Legal advice and assistance
- to help you obtain compensation if someone causes you loss, damage or injury
- if you cause loss, damage or injury to someone else and that person claims compensation
Option
Legal assistance for contractual disputes
- Reimbursement of costs, including your legal expenses and lawyer's fees
- Legal support for disputes relating to purchases, rent and other situations (involving an amount of 200 euros or more)
- Can only be taken out with personal legal assistance insurance, which is included under your family insurance
- Cannot be taken out with legal assistance cover for other disputes
- Exclusions are the same as for personal legal assistance insurance
- If you’re interested, run an online simulation
Option
Legal assistance for other disputes (tax-deductible)
- Reimbursement of costs, including your legal expenses and lawyer's fees
- Legal support for administrative, tax or employment-related disputes, contractual construction disputes and disputes relating to a first divorce (involving an amount of 1 000 euros or more)
- Can only be taken out with personal legal assistance insurance, which is included under your family insurance
- Cannot be taken out with legal assistance cover for contractual disputes
- Mediation in family matters
- Your premium is tax-deductible*
- If you’re interested, make an appointment at a KBC Brussels branch near you
* This tax treatment depends on your personal situation and may be subject to change in the future.
Good to know
- This product is governed by the laws of Belgium.
- Insurance cover under this policy is valid for a term of one year and is tacitly renewed unless you cancel it no later than two months before the main renewal date. As a consumer, you can cancel your insurance contract at any time starting from the second insurance year, with effect after two months have elapsed from the day after the registered letter was submitted for delivery, the writ was served or the date of the acknowledgement of receipt.
- Your intermediary is the first point of contact for any complaints you may have. If no agreement can be reached, please contact KBC Brussels Complaints Management, Brusselsesteenweg 100, 3000 Leuven, complaints@kbc.be, tel. 016 43 25 94. If you cannot find a suitable solution, you can contact the Belgian insurance industry's ombudsman service: Ombudsman van de Verzekeringen, de Meeûssquare 35, 1000 Brussels, info@ombudsman-insurance.be, www.ombudsman-insurance.be.
This does not affect your legal rights.
Please go to www.kbcbrussels.be, use KBC Brussels Touch or KBC Brussels Mobile, or contact your Insurance Expert to get a premium calculation for KBC Family Insurance.
KBC Family Insurance is a product provided by KBC Insurance NV – Professor Roger Van Overstraetenplein 2 – 3000 Leuven – Belgium.
VAT BE 0403.552.563 – RLP Leuven – IBAN BE43 7300 0420 0601 – BIC KREDBEBB.
Company licensed by the National Bank of Belgium, de Berlaimontlaan 14, 1000 Brussels, Belgium, for all classes of insurance under code 0014 (Royal Decree of 4 July 1979, Belgian Official Gazette of 14 July 1979).
Member of the KBC group