Compare real estate credit facilities
Find out how to finance real estate
How can I finance a real estate purchase?
There are various funding solutions if you decide to build or buy a property in the name of your business. Even if you decide to renovate a commercial property, for example, you can still apply for real estate finance. KBC offers four different ways to buy land, build or renovate your own business premises.
To help you decide which type of credit is best suited to your needs, we’ve provided a detailed comparison of the different options below:
| Investment Credit | Roll-Over Line of Credit | |
|---|---|---|
|
|
|
|
|
Purpose |
Building and/or land | Building and/or land |
|
Renovation work |
||
|
Minimum credit amount |
None | 250,000 euros (credit line amount) - 10,000 euros (principal repayment amount) |
|
Interest rate |
Variable or fixed | Margin on Euribor |
|
Can be drawn down online |
||
| More information | More information |
Purpose
Renovation work
Minimum credit amount
Interest rate
Can be drawn down online
| Investment Credit |
|
| Roll-Over Line of Credit |
|
Purpose |
More information |
|---|---|
| Investment Credit | Building and/or land |
| Roll-Over Line of Credit | Building and/or land |
Renovation work |
More information |
|---|---|
| Investment Credit | |
| Roll-Over Line of Credit |
Minimum credit amount |
More information |
|---|---|
| Investment Credit | None |
| Roll-Over Line of Credit | 250,000 euros (credit line amount) - 10,000 euros (principal repayment amount) |
Interest rate |
More information |
|---|---|
| Investment Credit | Variable or fixed |
| Roll-Over Line of Credit | Margin on Euribor |
Can be drawn down online |
More information |
|---|---|
| Investment Credit | |
| Roll-Over Line of Credit |
Other features of note
Roll-over credit
- Switch to an investment credit free of charge
Credit line with straight loans
- Drawdowns must be for at least 50,000 euros